“A domain name is a gateway to creativity on the Internet” Says, Mike Freije. Whether promoting your own business, building your own unique brand, creating a family scrapbook or announcing a new arrival. Mike and his team at BulksDomains.com feel they have what it takes to meet this diverse demand.
How a domain name is used, is entirely at the discretion of the individual purchasing one. But in order to bring a business or ‘personal space’ to life in the vast environment of the Internet, it is becoming of major importance to own one.
Besides this fact, it is interesting to note that owning a domain name has been regarded by many authoritative voices, including major media news sources, as owning ‘Virtual real estate’. It is seemingly becoming one of the new phenomena’s since the dawn of the dot COM error.
For those who are looking for a cost effective way to begin a presence for their new business venture or ‘personal space’ to share information and even their products and services on the Internet, choosing a domain name and hosting to suit their needs, as well as a budget can prove to be a daunting task.
In addition to choosing hosting and a domain name, the task of creating the website that will occupy the new virtual lot, can also prove difficult for new comers to the Internet who have very little knowledge of the language behind a web page - HTML
Of the many options that accompany owning a domain and hosting, personalized email accounts are also important, especially if they are being used by a small business. The use of Blogs are also an important factor in a website’s mechanism, and can be used in conjunction with an existing website in several ways. Some of the most common and effective uses are private or public journals that are used to keep readers and even clients up-to-date and informed in a variety of ways. They can also help generate traffic to a new website.
Mike Freije at BulksDomains.com understands the difficulty faced by many new webmasters who are trying to start a website from scratch and he and his team have developed a ‘one-stop’ location that is aimed at equipping a new webmaster with everything needed to create dynamic websites and Blogs all in on place.
For $8.95, the price of a domain name, those looking for a website and hosting can choose a domain name of their choice from an unlimited bank of available names, as well as receive free hosting of their domain name, a website builder and Blog free of charge. Included in the package with 99.9% uptime and backed up by 24/7 customer service representatives to assist with any questions new or existing clients may have.
In their package, webmasters are also given other extras; such as personalized email accounts and domain name transfer services if needed. There is also an automatic renewal protection for existing domain names that can be set so that once a domain has been purchased by a client, it can’t be re-sold if the client by chance forgets to renew their domain after the expiration date arrives.
BulksDomains.com wants their customers to know that starting a new website doesn’t have to be a burden, or a ‘daunting task’. But rather, a simple and easy process and they aim to create just that for new comers ready to take this step.
Article Source: http://keywordbeast.com
Monday, July 30, 2007
Choosing Cashback Or Rewards Credit Cards
One of the main selling points of credit cards over the past decade has been the balance transfer offer, where customers are tempted into applying for a new card with the promise of obtaining effectively free credit. By making use of a 0% transfer deal, they can put off having to pay any interest on an existing debt for a period of six months or more.
These offers were incredibly popular, and led to millions of people regularly moving their balances around from card to card, much to the chagrin of the credit card companies who, victims of their own marketing success, found themselves losing out on billions in interest payments.
As financial organisations are not on the whole known for their generosity, they had to find a way out of their predicament, and introduced the balance transfer 'handling charge' which made the whole balance transfer game much less attractive to cardholders who wished to gain the most benefit from their accounts. Luckily for these clued-up credit card customers, there is another kind of offer which can make using a credit card positively profitable: rewards and cashback programs.
Although sometimes treated as different kinds of incentive, cashback programs and rewards schemes are really two sides of the same coin, in that they pay the cardholder back a percentage of what's spent on the card. The key difference is that with a cashback program you're repaid in cold hard cash, while with a rewards program your payment comes in the form of 'free' gifts, discounts on shopping or services, or other benefits in kind.
With cashback, the percentages involved are pretty small. One per cent of the amount you spend on purchases is the average figure to be looking for, although some cards can pay up to 3% if you take account of introductory deals. The situation with rewards schemes is slightly different, as your spending builds up 'points' at a rate which varies from card to card, as does the value of the points in terms of what you can exchange them for.
The decision on whether to choose a card with cashback or rewards is largely down to whether the reward scheme in question is one you'll find personally beneficial. Some programs operate within specific niches such as travel, gas, or entertainment, and if these niches play a prominent role in your lifestyle then they could work out to be very valuable to you. Many people, however, prefer to take the cash with no strings attached, and for this cashback is the logical choice.
Are either of the two options really worth having? The first thing to check is whether the benefits you receive are outweighed by a higher standard interest rate on the card. A cashback rate of 1% would be easily swallowed up by an APR that's a couple of percentage points higher than a similar card without the cashback feature.
And that brings us to the final point: in order to maximize the benefits you get from either cashback or rewards, you should try to avoid carrying a balance on your card. By paying off your spending in full every month, you'll avoid all interest and yet still receive the cashback or reward points. In effect, you'll be being paid for using a credit card!
Article Source: http://keywordbeast.com
These offers were incredibly popular, and led to millions of people regularly moving their balances around from card to card, much to the chagrin of the credit card companies who, victims of their own marketing success, found themselves losing out on billions in interest payments.
As financial organisations are not on the whole known for their generosity, they had to find a way out of their predicament, and introduced the balance transfer 'handling charge' which made the whole balance transfer game much less attractive to cardholders who wished to gain the most benefit from their accounts. Luckily for these clued-up credit card customers, there is another kind of offer which can make using a credit card positively profitable: rewards and cashback programs.
Although sometimes treated as different kinds of incentive, cashback programs and rewards schemes are really two sides of the same coin, in that they pay the cardholder back a percentage of what's spent on the card. The key difference is that with a cashback program you're repaid in cold hard cash, while with a rewards program your payment comes in the form of 'free' gifts, discounts on shopping or services, or other benefits in kind.
With cashback, the percentages involved are pretty small. One per cent of the amount you spend on purchases is the average figure to be looking for, although some cards can pay up to 3% if you take account of introductory deals. The situation with rewards schemes is slightly different, as your spending builds up 'points' at a rate which varies from card to card, as does the value of the points in terms of what you can exchange them for.
The decision on whether to choose a card with cashback or rewards is largely down to whether the reward scheme in question is one you'll find personally beneficial. Some programs operate within specific niches such as travel, gas, or entertainment, and if these niches play a prominent role in your lifestyle then they could work out to be very valuable to you. Many people, however, prefer to take the cash with no strings attached, and for this cashback is the logical choice.
Are either of the two options really worth having? The first thing to check is whether the benefits you receive are outweighed by a higher standard interest rate on the card. A cashback rate of 1% would be easily swallowed up by an APR that's a couple of percentage points higher than a similar card without the cashback feature.
And that brings us to the final point: in order to maximize the benefits you get from either cashback or rewards, you should try to avoid carrying a balance on your card. By paying off your spending in full every month, you'll avoid all interest and yet still receive the cashback or reward points. In effect, you'll be being paid for using a credit card!
Article Source: http://keywordbeast.com
Sunday, July 29, 2007
Refinance Home Equity Line of Credit - Options for Paying Off a Line of Credit
Refinancing a home equity line of credit can save you from rising interest rates. They can also help you develop a payment schedule that fits your budget needs. And if you consolidate your home equity loan with your first mortgage, you can save even more on rates.
Options For Paying Off Your Line Of Credit
A home equity line of credit with its open terms and rates, makes it an ideal candidate to refinance. The easiest option for refinancing is to roll over the loan to a second mortgage. You can choose fixed or adjustable rates
and terms. Closing costs will also be minimal.
The other choice is to combine your home loans into one mortgage. This will qualify you for lower rates than if you just apply for a second mortgage. However, if you already have a low rate mortgage, you could lose out on closing costs and interest charges. If you are thinking about doing a total mortgage refi, it’s best to compare numbers on your financing options. Factor in how long you have left on your original loan, future interest charges, and possible savings.
Be Choosy With Your Lender
Your current lender will automatically strive for your business, but take the time to look at other offers. The best way to make comparisons is to ask for loan quotes. These loan estimates should be based on preliminary information supplied by
you. Don’t allow lenders to access credit report; unless you want to see your score go down. With loan quote numbers, look at the fine print. Compare the APR for overall loan costs, but also look at the closing costs and rates separately. If you don’t plan on keeping your home or loan for more than seven years, you don’t want to pay a lot at closing, even for a small reduction in rates. You won’t recoup the cost in such a short time.
Don’t Delay Refinancing
Once you find a favorable loan offer, start the application process to secure the rate quoted. With online applications, your loan can be processed in less than two weeks with paperwork complete through the mail.
Article Source: http://keywordbeast.com
Options For Paying Off Your Line Of Credit
A home equity line of credit with its open terms and rates, makes it an ideal candidate to refinance. The easiest option for refinancing is to roll over the loan to a second mortgage. You can choose fixed or adjustable rates
and terms. Closing costs will also be minimal.
The other choice is to combine your home loans into one mortgage. This will qualify you for lower rates than if you just apply for a second mortgage. However, if you already have a low rate mortgage, you could lose out on closing costs and interest charges. If you are thinking about doing a total mortgage refi, it’s best to compare numbers on your financing options. Factor in how long you have left on your original loan, future interest charges, and possible savings.
Be Choosy With Your Lender
Your current lender will automatically strive for your business, but take the time to look at other offers. The best way to make comparisons is to ask for loan quotes. These loan estimates should be based on preliminary information supplied by
you. Don’t allow lenders to access credit report; unless you want to see your score go down. With loan quote numbers, look at the fine print. Compare the APR for overall loan costs, but also look at the closing costs and rates separately. If you don’t plan on keeping your home or loan for more than seven years, you don’t want to pay a lot at closing, even for a small reduction in rates. You won’t recoup the cost in such a short time.
Don’t Delay Refinancing
Once you find a favorable loan offer, start the application process to secure the rate quoted. With online applications, your loan can be processed in less than two weeks with paperwork complete through the mail.
Article Source: http://keywordbeast.com
Saturday, July 28, 2007
Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate
Finding auto insurance quotes online is easy, but finding the cheapest auto insurance rates can be more of a challenge. To get the lowest quotes, follow these tips to help you find ways to trim possibly hundreds off your auto insurance quotes.
1. Give them details – If you don’t provide information about your zip code, marital status, car’s safety features, and annual commuting miles, by default insurance companies will quote you a higher auto insurance rate. Provide as much detail as possible to make sure you get each discount that you qualify for.
2. Shop around – Auto insurance rates can vary as much as 300% between companies for the same coverage. You can save hundreds of dollars a year by comparing prices between companies. Don’t forget to check out your current insurance company, they may have lower rates for new customers that you may be able to negotiate for yourself.
3. Raise your deductible – Higher deductibles equal lower insurance premiums. For example, increasing your deductible from $250 to $500, can save you a hundred dollars or more on your annual premium. However, plan on having additional financial resources to cover the deductible in case of an accident.
4. Cut the miles you drive – For drivers who travel on average 40 miles or less a day, they qualify for a low mileage discount with most insurance companies. Consider carpooling or taking public transit a couple of days a week to reduce your car’s mileage to qualify for the discount. By flying or taking a train for vacations instead of driving, you can further reduce the miles on your car.
5. Switch drivers – For married couples, compare insurance quotes between the male as the main driver and the female as the main driver. You may get a lower quote if the female is insured on a truck and the male is insured on the minivan. Teens should also be insured on safer cars such as the family sedan, rather than a sports car.
6. Add an anti-theft device – By installing car alarms or a tracking system in your car, you will get a discount from auto insurance companies. Since anti-theft devices reduce the risk of your car being stolen, insurance companies pass on the savings to you. A certified defensive-driving class can also reduce your premium for three years with most insurance companies.
Article Source: http://keywordbeast.com
1. Give them details – If you don’t provide information about your zip code, marital status, car’s safety features, and annual commuting miles, by default insurance companies will quote you a higher auto insurance rate. Provide as much detail as possible to make sure you get each discount that you qualify for.
2. Shop around – Auto insurance rates can vary as much as 300% between companies for the same coverage. You can save hundreds of dollars a year by comparing prices between companies. Don’t forget to check out your current insurance company, they may have lower rates for new customers that you may be able to negotiate for yourself.
3. Raise your deductible – Higher deductibles equal lower insurance premiums. For example, increasing your deductible from $250 to $500, can save you a hundred dollars or more on your annual premium. However, plan on having additional financial resources to cover the deductible in case of an accident.
4. Cut the miles you drive – For drivers who travel on average 40 miles or less a day, they qualify for a low mileage discount with most insurance companies. Consider carpooling or taking public transit a couple of days a week to reduce your car’s mileage to qualify for the discount. By flying or taking a train for vacations instead of driving, you can further reduce the miles on your car.
5. Switch drivers – For married couples, compare insurance quotes between the male as the main driver and the female as the main driver. You may get a lower quote if the female is insured on a truck and the male is insured on the minivan. Teens should also be insured on safer cars such as the family sedan, rather than a sports car.
6. Add an anti-theft device – By installing car alarms or a tracking system in your car, you will get a discount from auto insurance companies. Since anti-theft devices reduce the risk of your car being stolen, insurance companies pass on the savings to you. A certified defensive-driving class can also reduce your premium for three years with most insurance companies.
Article Source: http://keywordbeast.com
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